Pension Planning Opportunities and Ideas

27 February 2026

Case studies - salary, dividend or pension contribution? Looking forward to 2026/27
The optimum way for a shareholding director to extract money from their profitable private company: salary/bonus, dividend or pension contribution?

12 February 2026

The best means of owning company-occupied commercial premises
The advantages and disadvantages of a company’s own commercial premises being bought by the company, its directors or a SSAS/SIPP

09 February 2026

Salary sacrifice reform
The Office for Budget Responsibility (OBR)’s further information on its calculations about the impact of salary sacrifice reform

06 February 2026

Transitional protection - what you need to know
The possible LTA protections

09 January 2026

Salary, dividend or pension contribution?
The optimum means for a shareholding director of a profitable private company to extract money from that company. Is this best in the form of a salary/bonus, or a dividend or a pension contribution?

23 September 2025

Salary sacrifice or direct pension contribution?
Whether it will be advantageous for a pension contribution to be made via salary/bonus sacrifice or directly by the employee concerned

17 September 2025

Making pension contributions to reduce CGT
How pension contributions can reduce CGT on capital gains

17 September 2025

Making pension contributions to reclaim the personal allowance
How effective tax relief of 60% or more can be obtained on pension contributions where clients are able to reclaim their personal allowance

12 September 2025

The Child Benefit trap - using pension contributions to reduce the HICBC
How pension contributions can help to preserve Child Benefit