VItal Statistics

Below is a selection of our most recent updates on this subject.

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Economic Growth Turns Negative

The latest statistics confirm the UK is on the way to recession, whatever definition you choose.
Friday, October 24, 2008

British Saving More

Report commissioned by National Savings and Investments shows Britain is increasing the amount and regularity of its savings.
Monday, February 25, 2008

Taxes Hit All-Time High Per Ernst & Young And Grant Thornton

Two recent reports by Ernst & Young and Grant Thornton, chartered accountants, illustrate the current high levels of tax that the UK Government is collecting. The fact is that more people are higher rate taxpayers than ever before and they should consider financial products as one of the ways to reduce their tax bill. All of this is bad news for taxpayers but good news for financial advisers. There are a growing number of clients who are higher rate taxpayers, many of whom will be seeking tax efficient investment advice. Planning will include the use of individual savings accounts (ISAs) (totally tax free), growth collective investments (to use capital gains tax exemptions), registered pension plans (tax relief on contributions with investment in a tax free fund) and single premium bonds (tax-sheltered investments - growth with tax efficient switching and withdrawal facilities). The Treasury's take from IHT continues to grow as does public awareness of this. For many the problem arises from the ownership of a private residence. Unfortunately the opportunities to plan for this tax using lifetime strategies and planning on death are limited but one of the best ways of dealing with this is by effecting a whole of life policy subject to a flexible trust.
Tuesday, March 28, 2006

Ons Publishes A Health Check For The UK

While it might not be an obvious part of the role of a financial adviser to help their clients have a healthier lifestyle it is part of their role to ensure that they have adequate provision against financial loss on illness and / or death. Creating justifiable anxiety over the obvious risks of ill health and untimely death (is there ever 'timely' death ?) is essential if we are to do anything to close the £2.3 trillion protection gap.
Wednesday, March 01, 2006

Importance Of Residential Property In IHT Planning

New survey reveals the importance of residential property in driving up IHT liabilities. Significant opportunities arise for financial advisers.
Monday, February 06, 2006

Coutts Says You Need £3 Million To Be Rich Today - £1 Million Is Not Enough

The real value of £1 million in assets and income has fallen so dramatically over the past 25 years that it no longer affords the standard of living that was once associated with the super-rich. Today's equivalent is around £3 million.
Monday, November 07, 2005

I B M Offers Solutions For The Grey Market

I B M says that three significant demographic trends are converging and creating major implications for society as a whole, businesses in general and IBM in particular. On 28 September 2005 IBM launched a consulting services to help companies prepare for the potential loss of skills as the baby-boom generation reaches retirement.
Sunday, October 09, 2005

Pensioner Mortality Improvement - Cmi (Actuaries)

Actuarial profession highlights need to allow for uncertainty in future mortality as it unveils sharp improvement in pensioner mortality figures in research published today.
Friday, September 30, 2005

Ibm (Big Blue) Offers Solutions For The Grey Market In The Face Of Change

IBM is launching today consulting services to help companies prepare for the potential loss of skills as the baby-boom generation reaches retirement.
Wednesday, September 28, 2005

Housing Wealth Declines For First Time In A Decade Per Recent Research By The Financial Times

British net housing wealth has declined for the first time in a decade because of rising mortgage debt and falling house prices, according to recent research by the Financial Times.
Wednesday, August 31, 2005

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